Medicare is a federal health insurance program that helps pay for health care for individuals living in the U.S. who are either disabled or 65 and older. For people that do have Medicare and require addiction recovery services in Richfield, this program may cover various rehabilitation programs and recovery services. Medicare consists of different "Parts", with Parts A-D covering certain forms of care.
Part A (Insurance for Hospital Stays) - Medicare Part A covers inpatient drug and alcohol treatment, and up to 60 days in treatment without a co-pay but individuals will have to pay a deductible. Medicare only pays for 190 days of inpatient care total, as in during the person's lifetime.
Part B (Medical Insurance) ? Medicare Part B covers up to 80% of the expenses for outpatient drug and alcohol rehab. This includes outpatient services, therapy/counseling, treatment for co-occurring disorders such as depression or anxiety and drugs administered by clinics. It also covers professional intervention services.
Part C (Medicare-approved Private Insurance) Medicare Part D is an alternative for clients who want supplemental coverage aside from Medicare Parts A, B, and D. Individuals who have Part C can have more insurance benefits available to them, but out-of-pocket costs and coverage is different and may be more expensive.
Part D (Prescription Insurance) Medicare Part D covers drug and alcohol addiction medications. Including medications needed for drug and alcohol withdrawal and medications used for maintenance therapy such as buprenorphine or methadone.
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