Medicare is a federal health insurance program which helps pay for health care for people living in the U.S. who are either disabled or 65 years of age or older. For people that do have Medicare and need substance abuse recovery services in Rochester, this program may pay for various treatment programs and treatment services. Medicare consists of different "Parts", with Parts A-D covering certain kinds of treatment.
Part A (Insurance for Hospital Stays) - Medicare Part A covers inpatient addiction treatment, and up to 60 days in rehab without a co-pay but individuals will be required to pay a deductible. Medicare only covers 190 days of inpatient care total, as in during the person's lifetime.
Part B (Medical Insurance) ? Medicare Part B covers up to 80% of the fees associated with outpatient drug and alcohol treatment. This includes outpatient services, therapy, treatment for co-occurring mental health disorders such as anxiety disorders or depression and medications administered by clinics. It also pays for professional interventions.
Part C (Medicare-approved Private Insurance) Medicare Part D is an alternative for individuals who want supplemental health insurance apart from Medicare Parts A, B, and D. Individuals who have Part C can have more options available to them, but out-of-pocket costs and coverage is different and may be more expensive.
Part D (Prescription Insurance) Medicare Part D pays for drug and alcohol addiction medications. Including medications used for drug and alcohol withdrawal and medications used for maintenance therapy such as methadone or buprenorphine.
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