Medicare is a federal health insurance program which helps pay for health care for people living in the U.S. who are either disabled or 65 and older. For individuals who do have Medicare and need addiction rehab in Sagamore, Medicare will cover certain recovery programs and treatment services. Medicare comes in different "Parts", with Parts A-D covering different types of care.
Part A (Insurance for Hospital Stays) - Medicare Part A covers inpatient substance treatment, and up to 60 days in rehab without a co-pay but policy holders will have to pay a deductible. Medicare only covers 190 days of inpatient care total, this applies to the individual's lifetime.
Part B (Medical Insurance) ? Medicare Part B covers up to 80% of the fees associated with outpatient drug and alcohol rehabilitation. This includes outpatient services, therapy/counseling, treatment for co-occurring disorders such as anxiety disorders or depression and medications administered by clinics. It also covers professional intervention services.
Part C (Medicare-approved Private Insurance) Medicare Part D is an option for individuals who want supplemental health insurance in addition to what the other parts of Medicare have to offer. Individuals who have Part C may have more options available to them, but out-of-pocket costs and coverage is different and may be more expensive.
Part D (Prescription Insurance) Medicare Part D covers substance abuse related medications. Including medications needed for drug and alcohol withdrawal and those required for maintenance therapy such as methadone or buprenorphine.
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