Medicare is a federal program which helps pay for health care for people living in the U.S. who are either disabled or 65 years of age or older. For individuals that do have Medicare and require substance abuse recovery services in St. Michael, Medicare may cover certain treatment programs and treatment services. Medicare consists of different "Parts", with Parts A-D covering different forms of medical care.
Part A (Insurance for Hospital Stays) - Medicare Part A covers inpatient drug and alcohol treatment, and up to 60 days in rehab without a co-pay but policy holders will have to pay a deductible. Medicare only covers a total of 190 days of inpatient care, this applies to the person's lifetime.
Part B (Medical Insurance) ? Medicare Part B covers up to 80% of the fees for outpatient drug and alcohol treatment. This includes outpatient services, therapy, treatment for co-occurring disorders such as depression or anxiety and drugs dispensed by clinics. It also pays for professional interventions.
Part C (Medicare-approved Private Insurance) Medicare Part D is an option for clients who want additional health insurance in addition to Medicare Parts A, B, and D. Individuals who have Part C may have more insurance benefits available to them, but out-of-pocket costs and coverage is different and may be more expensive.
Part D (Prescription Insurance) Medicare Part D pays for drug and alcohol addiction medications. Including medications needed for withdrawal symptoms during detoxification as well as medications used for maintenance therapy such as buprenorphine or methadone.
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