Medicare is a federal program that helps pay for health care for people living in the U.S. who are either disabled or 65 years of age or older. For individuals that do have Medicare and require substance abuse recovery services in Waterford, Medicare will cover certain recovery programs and treatment services. Medicare comes in different "Parts", with Parts A-D covering various types of treatment.
Part A (Insurance for Hospital Stays) - Medicare Part A covers inpatient addiction treatment, and up to 60 days in rehab without a co-pay but individuals will have to pay a deductible. Medicare only covers a total of 190 days of inpatient care, as in during the individual's lifetime.
Part B (Medical Insurance) ? Medicare Part B covers up to 80% of the expenses for outpatient substance abuse rehabilitation. This includes outpatient care, therapy/counseling, treatment for co-occurring disorders such as anxiety disorders or depression and medications administered by clinics. It also pays for professional intervention services.
Part C (Medicare-approved Private Insurance) Medicare Part D is an alternative for clients who want supplemental health insurance aside from Medicare Parts A, B, and D. People who have Part C can have more insurance benefits available to them, but out-of-pocket costs and coverage is different and may be more expensive.
Part D (Prescription Insurance) Medicare Part D pays for drug and alcohol addiction medications. Including medications associated with treating drug and alcohol withdrawal as well as medications used for maintenance therapy such as buprenorphine or methadone.
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