Medicare is a federal health insurance program that helps pay for medical healthcare services for individuals living in the U.S. who are either disabled or 65 and older. For people that do have Medicare and need drug or alcohol treatment in Waterville, this program will cover certain treatment programs and recovery services. Medicare consists of different "Parts", with Parts A-D covering various types of care.
Part A (Insurance for Hospital Stays) - Medicare Part A covers inpatient substance treatment, and up to 60 days in rehab without a co-pay but policy holders will be required to pay a deductible. Medicare only covers 190 days of inpatient care total, this applies to the individual's lifetime.
Part B (Medical Insurance) ? Medicare Part B pays up to 80% of the costs for outpatient drug and alcohol rehabilitation. This includes outpatient services, therapy, treatment for co-occurring disorders such as depression or anxiety and drugs dispensed by clinics. It also covers professional interventions.
Part C (Medicare-approved Private Insurance) Medicare Part D is an alternative for people who want supplemental coverage aside from what the other parts of Medicare have to offer. Individuals who have Part C can have more options available to them, but out-of-pocket costs and coverage is different and may be more expensive.
Part D (Prescription Insurance) Medicare Part D pays for substance abuse related medications. Including medications needed for withdrawal symptoms during detoxification and those required for maintenance therapy such as buprenorphine or methadone.
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