Medicare is a federal program which helps pay for health care for people living in the U.S. who are either disabled or 65 and older. For individuals who do have Medicare and need addiction treatment in Amherst, this program may pay for certain treatment programs and recovery services. Medicare consists of different "Parts", with Parts A-D covering certain forms of medical care.
Part A (Insurance for Hospital Stays) - Medicare Part A covers inpatient drug and alcohol rehabilitation, and up to 60 days in rehab without a co-pay but policy holders will be required to pay a deductible. Medicare only pays for 190 days of inpatient care total, as in during the person's lifetime.
Part B (Medical Insurance) ? Medicare Part B covers up to 80% of the costs for outpatient drug and alcohol rehab. This includes outpatient care, therapy/counseling, treatment for co-occurring disorders such as anxiety disorders or depression and drugs dispensed by clinics. It also covers professional interventions.
Part C (Medicare-approved Private Insurance) Medicare Part D is an option for people who want additional coverage in addition to what the other parts of Medicare have to offer. Individuals who have Part C may have more options available to them, but out-of-pocket costs and coverage is different and may be more expensive.
Part D (Prescription Insurance) Medicare Part D pays for drug and alcohol addiction medications. Including medications associated with treating withdrawal symptoms during detoxification and medications required for maintenance therapy such as buprenorphine or methadone.
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