Medicare is a federal health insurance program which helps pay for medical healthcare services for individuals living in the U.S. who are either disabled or 65 and older. For individuals who do have Medicare and require drug or alcohol recovery services in Aurora, this program will pay for various treatment programs and recovery services. Medicare consists of different "Parts", with Parts A-D covering certain kinds of treatment.
Part A (Insurance for Hospital Stays) - Medicare Part A pays for inpatient addiction treatment, and up to 60 days in rehab without a co-pay but policy holders will have to pay a deductible. Medicare only pays for a total of 190 days of inpatient care, as in during the individual's lifetime.
Part B (Medical Insurance) ? Medicare Part B covers up to 80% of the costs associated with outpatient substance abuse treatment. This includes outpatient services, therapy/counseling, treatment for co-occurring mental health disorders such as depression or anxiety and medications administered by clinics. It also pays for professional interventions.
Part C (Medicare-approved Private Insurance) Medicare Part D is an alternative for clients who want supplemental health insurance in addition to Medicare Parts A, B, and D. People who have Part C can have more insurance benefits available to them, but out-of-pocket costs and coverage is different and may be more expensive.
Part D (Prescription Insurance) Medicare Part D covers substance abuse related medications. Including medications associated with treating drug and alcohol withdrawal and those used for maintenance therapy such as buprenorphine or methadone.
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