Medicare is a federal program that helps pay for health benefits for individuals living in the U.S. who are either disabled or 65 years of age or older. For individuals that do have Medicare and need substance abuse treatment in Cedar Valley, Medicare will cover various rehabilitation programs and treatment services. Medicare consists of different "Parts", with Parts A-D covering various types of medical care.
Part A (Insurance for Hospital Stays) - Medicare Part A pays for inpatient addiction rehabilitation, and up to 60 days in treatment without a co-pay but policy holders will have to pay a deductible. Medicare only pays for 190 days of inpatient care total, this applies to the person's lifetime.
Part B (Medical Insurance) ? Medicare Part B covers up to 80% of the expenses for outpatient substance abuse rehab. This includes outpatient care, therapy, treatment for co-occurring disorders such as depression or anxiety and drugs administered by clinics. It also covers professional interventions.
Part C (Medicare-approved Private Insurance) Medicare Part D is an alternative for individuals who want additional coverage apart from what the other parts of Medicare have to offer. People who have Part C can have more insurance benefits available to them, but out-of-pocket costs and coverage is different and may be more expensive.
Part D (Prescription Insurance) Medicare Part D pays for substance abuse related medications. Including medications associated with treating withdrawal symptoms during detoxification and medications used for maintenance therapy such as buprenorphine or methadone.
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