Medicare is a federal program that helps pay for health benefits for people living in the U.S. who are either disabled or 65 years of age or older. For people that do have Medicare and need substance abuse treatment in New Harmony, Medicare may cover various rehabilitation programs and recovery services. Medicare consists of different "Parts", with Parts A-D covering different forms of care.
Part A (Insurance for Hospital Stays) - Medicare Part A covers inpatient substance rehabilitation, and up to 60 days in treatment without a co-pay but policy holders will have to pay a deductible. Medicare only pays for 190 days of inpatient care total, this applies to the person's lifetime.
Part B (Medical Insurance) ? Medicare Part B pays up to 80% of the fees for outpatient substance abuse treatment. This includes outpatient services, therapy/counseling, treatment for co-occurring mental health disorders such as anxiety disorders or depression and medications administered by clinics. It also covers professional interventions.
Part C (Medicare-approved Private Insurance) Medicare Part D is an alternative for clients who want supplemental health insurance apart from Medicare Parts A, B, and D. Individuals who have Part C may have more options available to them, but out-of-pocket costs and coverage is different and may be more expensive.
Part D (Prescription Insurance) Medicare Part D covers substance abuse related medications. Including medications used for drug and alcohol withdrawal and those used for maintenance therapy such as buprenorphine or methadone.
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