Medicare is a federal health insurance program that helps pay for health benefits for people living in the U.S. who are either disabled or 65 and older. For individuals who do have Medicare and need addiction rehab in Stratford, Medicare will cover certain rehab programs and treatment services. Medicare comes in different "Parts", with Parts A-D covering various kinds of treatment.
Part A (Insurance for Hospital Stays) - Medicare Part A pays for inpatient substance treatment, and up to 60 days in treatment without a co-pay but individuals will have to pay a deductible. Medicare only pays for 190 days of inpatient care total, as in during the person's lifetime.
Part B (Medical Insurance) ? Medicare Part B covers up to 80% of the expenses for outpatient substance abuse rehabilitation. This includes outpatient care, therapy, treatment for co-occurring mental health disorders such as anxiety disorders or depression and drugs administered by clinics. It also covers professional intervention services.
Part C (Medicare-approved Private Insurance) Medicare Part D is an alternative for people who want supplemental health insurance apart from what the other parts of Medicare have to offer. Individuals who have Part C can have more insurance benefits available to them, but out-of-pocket costs and coverage is different and may be more expensive.
Part D (Prescription Insurance) Medicare Part D covers substance abuse related medications. Including medications needed for withdrawal symptoms during detoxification and those used for maintenance therapy such as buprenorphine or methadone.
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