Medicare is a federal health insurance program that helps pay for medical healthcare services for people living in the Unites States who are either disabled or 65 years of age or older. For individuals that do have Medicare and require addiction rehabilitation in Amherst, this program may pay for certain treatment programs and treatment services. Medicare consists of different "Parts", with Parts A-D covering certain kinds of treatment.
Part A (Insurance for Hospital Stays) - Medicare Part A covers inpatient substance rehabilitation, and up to 60 days in treatment without a co-pay but individuals will have to pay a deductible. Medicare only pays for 190 days of inpatient care total, as in during the individual's lifetime.
Part B (Medical Insurance) ? Medicare Part B pays up to 80% of the expenses associated with outpatient substance abuse rehabilitation. This includes outpatient care, therapy/counseling, treatment for co-occurring disorders such as depression or anxiety and drugs dispensed by clinics. It also pays for professional intervention services.
Part C (Medicare-approved Private Insurance) Medicare Part D is an alternative for individuals who want additional coverage aside from Medicare Parts A, B, and D. Individuals who have Part C may have more options available to them, but out-of-pocket costs and coverage is different and may be more expensive.
Part D (Prescription Insurance) Medicare Part D covers substance abuse related medications. Including medications used for drug and alcohol withdrawal and those required for maintenance therapy such as methadone or buprenorphine.
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