Medicare is a federal health insurance program that helps pay for medical healthcare services for people living in the Unites States who are either disabled or 65 and older. For people that do have Medicare and need substance abuse treatment in Belmont, this program may cover various rehabilitation programs and recovery services. Medicare consists of different "Parts", with Parts A-D covering certain types of care.
Part A (Insurance for Hospital Stays) - Medicare Part A covers inpatient drug and alcohol treatment, and up to 60 days in rehab without a co-pay but policy holders will have to pay a deductible. Medicare only covers a total of 190 days of inpatient care, as in during the individual's lifetime.
Part B (Medical Insurance) ? Medicare Part B pays up to 80% of the fees associated with outpatient substance abuse rehab. This includes outpatient care, therapy/counseling, treatment for co-occurring mental health disorders such as anxiety disorders or depression and drugs administered by clinics. It also covers professional intervention services.
Part C (Medicare-approved Private Insurance) Medicare Part D is an alternative for individuals who want additional health insurance aside from what the other parts of Medicare have to offer. Individuals who have Part C can have more insurance benefits available to them, but out-of-pocket costs and coverage is different and may be more expensive.
Part D (Prescription Insurance) Medicare Part D covers substance abuse related medications. Including medications associated with treating drug and alcohol withdrawal as well as those required for maintenance therapy such as buprenorphine or methadone.
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