Medicare is a federal health insurance program which helps pay for medical healthcare services for individuals living in the U.S. who are either disabled or 65 years of age or older. For individuals who do have Medicare and require drug or alcohol rehabilitation in Clam Lake, Medicare can pay for various treatment programs and treatment services. Medicare consists of different "Parts", with Parts A-D covering various forms of treatment.
Part A (Insurance for Hospital Stays) - Medicare Part A pays for inpatient substance rehabilitation, and up to 60 days in rehab without a co-pay but individuals will have to pay a deductible. Medicare only covers a total of 190 days of inpatient care, this applies to the person's lifetime.
Part B (Medical Insurance) ? Medicare Part B covers up to 80% of the fees for outpatient substance abuse rehabilitation. This includes outpatient services, therapy, treatment for co-occurring disorders such as depression or anxiety and medications dispensed by clinics. It also covers professional intervention services.
Part C (Medicare-approved Private Insurance) Medicare Part D is an option for clients who want supplemental coverage in addition to Medicare Parts A, B, and D. Individuals who have Part C can have more insurance benefits available to them, but out-of-pocket costs and coverage is different and may be more expensive.
Part D (Prescription Insurance) Medicare Part D covers substance abuse related medications. Including medications needed for withdrawal symptoms during detoxification as well as those used for maintenance therapy such as methadone or buprenorphine.
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