Medicare is a federal health insurance program which helps pay for health benefits for individuals living in the U.S. who are either disabled or 65 years of age or older. For individuals that do have Medicare and require addiction rehabilitation in Clear Lake, this program will cover certain treatment programs and recovery services. Medicare consists of different "Parts", with Parts A-D covering different kinds of treatment.
Part A (Insurance for Hospital Stays) - Medicare Part A pays for inpatient addiction rehabilitation, and up to 60 days in rehab without a co-pay but policy holders will be required to pay a deductible. Medicare only pays for 190 days of inpatient care total, as in during the individual's lifetime.
Part B (Medical Insurance) ? Medicare Part B pays up to 80% of the fees associated with outpatient drug and alcohol treatment. This includes outpatient services, therapy/counseling, treatment for co-occurring mental health disorders such as anxiety disorders or depression and drugs administered by clinics. It also covers professional interventions.
Part C (Medicare-approved Private Insurance) Medicare Part D is an option for people who want supplemental health insurance aside from what the other parts of Medicare have to offer. People who have Part C can have more options available to them, but out-of-pocket costs and coverage is different and may be more expensive.
Part D (Prescription Insurance) Medicare Part D covers drug and alcohol addiction medications. Including medications used for withdrawal symptoms during detoxification as well as medications required for maintenance therapy such as methadone or buprenorphine.
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