Medicare is a federal health insurance program that helps pay for medical healthcare services for individuals living in the Unites States who are either disabled or 65 and older. For individuals that do have Medicare and need addiction treatment in Cumberland, Medicare can pay for various treatment programs and recovery services. Medicare consists of different "Parts", with Parts A-D covering various types of medical care.
Part A (Insurance for Hospital Stays) - Medicare Part A covers inpatient drug and alcohol treatment, and up to 60 days in rehab without a co-pay but individuals will be required to pay a deductible. Medicare only covers a total of 190 days of inpatient care, this applies to the individual's lifetime.
Part B (Medical Insurance) ? Medicare Part B pays up to 80% of the costs for outpatient drug and alcohol rehabilitation. This includes outpatient services, therapy, treatment for co-occurring disorders such as depression or anxiety and drugs dispensed by clinics. It also covers professional interventions.
Part C (Medicare-approved Private Insurance) Medicare Part D is an option for clients who want supplemental coverage aside from what the other parts of Medicare have to offer. Individuals who have Part C can have more insurance benefits available to them, but out-of-pocket costs and coverage is different and may be more expensive.
Part D (Prescription Insurance) Medicare Part D covers substance abuse related medications. Including medications used for drug and alcohol withdrawal and medications required for maintenance therapy such as methadone or buprenorphine.
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