Medicare is a federal health insurance program that helps pay for health care for people living in the U.S. who are either disabled or 65 and older. For individuals who do have Medicare and require addiction rehab in Fall River, this program can pay for certain rehab programs and recovery services. Medicare consists of different "Parts", with Parts A-D covering certain types of treatment.
Part A (Insurance for Hospital Stays) - Medicare Part A pays for inpatient substance treatment, and up to 60 days in treatment without a co-pay but individuals will have to pay a deductible. Medicare only covers a total of 190 days of inpatient care, as in during the individual's lifetime.
Part B (Medical Insurance) ? Medicare Part B covers up to 80% of the expenses associated with outpatient drug and alcohol rehab. This includes outpatient services, therapy, treatment for co-occurring mental health disorders such as depression or anxiety and drugs administered by clinics. It also covers professional interventions.
Part C (Medicare-approved Private Insurance) Medicare Part D is an alternative for clients who want supplemental coverage apart from Medicare Parts A, B, and D. Individuals who have Part C can have more insurance benefits available to them, but out-of-pocket costs and coverage is different and may be more expensive.
Part D (Prescription Insurance) Medicare Part D pays for drug and alcohol addiction medications. Including medications used for drug and alcohol withdrawal and medications used for maintenance therapy such as methadone or buprenorphine.
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