Medicare is a federal program that helps pay for health benefits for people living in the U.S. who are either disabled or 65 years of age or older. For people who do have Medicare and require substance abuse treatment in Hannibal, Medicare will pay for certain rehab programs and recovery services. Medicare comes in different "Parts", with Parts A-D covering certain types of medical care.
Part A (Insurance for Hospital Stays) - Medicare Part A covers inpatient substance rehabilitation, and up to 60 days in rehab without a co-pay but policy holders will have to pay a deductible. Medicare only pays for a total of 190 days of inpatient care, this applies to the person's lifetime.
Part B (Medical Insurance) ? Medicare Part B covers up to 80% of the costs for outpatient drug and alcohol rehabilitation. This includes outpatient care, therapy, treatment for co-occurring mental health disorders such as depression or anxiety and medications dispensed by clinics. It also pays for professional interventions.
Part C (Medicare-approved Private Insurance) Medicare Part D is an option for people who want supplemental health insurance apart from Medicare Parts A, B, and D. People who have Part C may have more insurance benefits available to them, but out-of-pocket costs and coverage is different and may be more expensive.
Part D (Prescription Insurance) Medicare Part D covers substance abuse related medications. Including medications used for drug and alcohol withdrawal as well as medications required for maintenance therapy such as methadone or buprenorphine.
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