Military Insurance - Alcohol and Drug Rehabilitation Programs - River Falls, WI.

The armed forces currently uses a military insurance known as Tricare to help veterans, active military members and their families obtain health benefits. There is Tricare Prime, Tricare Standard, and Tricare Extra. Tricare Standard provides insurance benefits for retired military who are 60 or older and their eligible family members. With Tricare Standard they have access to any non-military health care provider that is payable under Tricare, but also pay yearly deductible and coinsurance, as well as any out-of-pocket expenses. Tricare Extra is available to Tricare Standard beneficiaries which provides access to non-military health care professionals within their provider network, with a discounted coinsurance amount. Tricare Prime is offered to all active-duty members, retirees, and all eligible family members, and with this they can select a primary care physician and get referrals to organizations that provide specialty care.

By way of TRICARE, members of the military can acquire drug and alcohol treatment services in River Falls. This includes individual and group therapy including family therapy, detoxification, and other various substance abuse recovery services. They will need pre-authorization for services and there will most likely be some limitations. Military insurance pays for both outpatient and inpatient, but inpatient services for detoxification are limited to no more than 7 days. An inpatient or partial hospitalization following detoxification will only be authorized if it is an approved treatment center, and there are time restrictions as to how long military members are allowed to stay in treatment. A 3-week inpatient stay per benefit period is usually allowed. In additional to this, there are 60 group therapy sessions and 15 family therapy sessions covered per benefit period, which occur on an outpatient basis. Family therapy is covered one after the active military member has completed other treatment services such as outpatient or inpatient treatment.

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