Medicare is a federal health insurance program which helps pay for medical healthcare services for individuals living in the U.S. who are either disabled or 65 and older. For individuals that do have Medicare and require addiction treatment in Rockland, Medicare will cover certain treatment programs and recovery services. Medicare consists of different "Parts", with Parts A-D covering certain kinds of care.
Part A (Insurance for Hospital Stays) - Medicare Part A covers inpatient substance treatment, and up to 60 days in rehab without a co-pay but policy holders will have to pay a deductible. Medicare only covers 190 days of inpatient care total, as in during the person's lifetime.
Part B (Medical Insurance) ? Medicare Part B pays up to 80% of the expenses for outpatient substance abuse rehab. This includes outpatient care, therapy, treatment for co-occurring mental health disorders such as depression or anxiety and drugs administered by clinics. It also covers professional intervention services.
Part C (Medicare-approved Private Insurance) Medicare Part D is an option for people who want supplemental health insurance aside from what the other parts of Medicare have to offer. People who have Part C can have more options available to them, but out-of-pocket costs and coverage is different and may be more expensive.
Part D (Prescription Insurance) Medicare Part D pays for substance abuse related medications. Including medications used for drug and alcohol withdrawal as well as those required for maintenance therapy such as buprenorphine or methadone.
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