Medicare is a federal program which helps pay for health benefits for individuals living in the Unites States who are either disabled or 65 years of age or older. For people that do have Medicare and need drug or alcohol rehab in St. Germain, this program will cover certain rehab programs and treatment services. Medicare consists of different "Parts", with Parts A-D covering various types of treatment.
Part A (Insurance for Hospital Stays) - Medicare Part A pays for inpatient substance treatment, and up to 60 days in rehab without a co-pay but individuals will have to pay a deductible. Medicare only covers a total of 190 days of inpatient care, as in during the person's lifetime.
Part B (Medical Insurance) ? Medicare Part B covers up to 80% of the expenses associated with outpatient substance abuse treatment. This includes outpatient care, therapy/counseling, treatment for co-occurring mental health disorders such as anxiety disorders or depression and medications administered by clinics. It also pays for professional interventions.
Part C (Medicare-approved Private Insurance) Medicare Part D is an option for individuals who want supplemental health insurance apart from what the other parts of Medicare have to offer. People who have Part C may have more options available to them, but out-of-pocket costs and coverage is different and may be more expensive.
Part D (Prescription Insurance) Medicare Part D covers substance abuse related medications. Including medications associated with treating withdrawal symptoms during detoxification as well as those required for maintenance therapy such as methadone or buprenorphine.
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