Medicare is a federal program which helps pay for health care for people living in the U.S. who are either disabled or 65 years of age or older. For people that do have Medicare and need addiction recovery services in Waterloo, Medicare may cover certain rehab programs and recovery services. Medicare comes in different "Parts", with Parts A-D covering different types of medical care.
Part A (Insurance for Hospital Stays) - Medicare Part A pays for inpatient substance treatment, and up to 60 days in rehab without a co-pay but individuals will have to pay a deductible. Medicare only pays for 190 days of inpatient care total, as in during the person's lifetime.
Part B (Medical Insurance) ? Medicare Part B pays up to 80% of the fees for outpatient substance abuse rehabilitation. This includes outpatient services, therapy/counseling, treatment for co-occurring disorders such as anxiety disorders or depression and drugs administered by clinics. It also covers professional intervention services.
Part C (Medicare-approved Private Insurance) Medicare Part D is an option for individuals who want supplemental health insurance aside from Medicare Parts A, B, and D. People who have Part C can have more insurance benefits available to them, but out-of-pocket costs and coverage is different and may be more expensive.
Part D (Prescription Insurance) Medicare Part D covers substance abuse related medications. Including medications associated with treating withdrawal symptoms during detoxification and medications required for maintenance therapy such as methadone or buprenorphine.
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