Medicare is a federal program that helps pay for health benefits for people living in the U.S. who are either disabled or 65 and older. For individuals that do have Medicare and need substance abuse treatment in Windsor, this program may cover various rehab programs and recovery services. Medicare consists of different "Parts", with Parts A-D covering certain forms of treatment.
Part A (Insurance for Hospital Stays) - Medicare Part A covers inpatient drug and alcohol rehabilitation, and up to 60 days in rehab without a co-pay but policy holders will have to pay a deductible. Medicare only covers a total of 190 days of inpatient care, this applies to the person's lifetime.
Part B (Medical Insurance) ? Medicare Part B covers up to 80% of the costs associated with outpatient substance abuse rehabilitation. This includes outpatient care, therapy, treatment for co-occurring mental health disorders such as anxiety disorders or depression and drugs dispensed by clinics. It also covers professional intervention services.
Part C (Medicare-approved Private Insurance) Medicare Part D is an alternative for clients who want supplemental health insurance apart from what the other parts of Medicare have to offer. Individuals who have Part C can have more insurance benefits available to them, but out-of-pocket costs and coverage is different and may be more expensive.
Part D (Prescription Insurance) Medicare Part D pays for drug and alcohol addiction medications. Including medications associated with treating drug and alcohol withdrawal and those required for maintenance therapy such as buprenorphine or methadone.
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