Medicare is a federal program that helps pay for health care for individuals living in the Unites States who are either disabled or 65 and older. For people that do have Medicare and need drug or alcohol rehabilitation in Montcalm, this program will pay for various recovery programs and recovery services. Medicare comes in different "Parts", with Parts A-D covering various types of treatment.
Part A (Insurance for Hospital Stays) - Medicare Part A pays for inpatient addiction rehabilitation, and up to 60 days in rehab without a co-pay but policy holders will be required to pay a deductible. Medicare only pays for a total of 190 days of inpatient care, as in during the person's lifetime.
Part B (Medical Insurance) ? Medicare Part B covers up to 80% of the costs associated with outpatient drug and alcohol treatment. This includes outpatient care, therapy/counseling, treatment for co-occurring mental health disorders such as depression or anxiety and medications dispensed by clinics. It also covers professional intervention services.
Part C (Medicare-approved Private Insurance) Medicare Part D is an alternative for clients who want supplemental health insurance in addition to what the other parts of Medicare have to offer. People who have Part C may have more insurance benefits available to them, but out-of-pocket costs and coverage is different and may be more expensive.
Part D (Prescription Insurance) Medicare Part D covers substance abuse related medications. Including medications used for withdrawal symptoms during detoxification and those required for maintenance therapy such as buprenorphine or methadone.
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