Medicare is a federal program that helps pay for health care for people living in the U.S. who are either disabled or 65 and older. For individuals that do have Medicare and require substance abuse rehab in Troy, Medicare can cover various rehab programs and recovery services. Medicare comes in different "Parts", with Parts A-D covering different types of treatment.
Part A (Insurance for Hospital Stays) - Medicare Part A covers inpatient addiction treatment, and up to 60 days in treatment without a co-pay but individuals will be required to pay a deductible. Medicare only pays for 190 days of inpatient care total, this applies to the person's lifetime.
Part B (Medical Insurance) ? Medicare Part B pays up to 80% of the fees for outpatient drug and alcohol rehab. This includes outpatient services, therapy, treatment for co-occurring disorders such as anxiety disorders or depression and medications dispensed by clinics. It also covers professional intervention services.
Part C (Medicare-approved Private Insurance) Medicare Part D is an option for people who want supplemental coverage aside from what the other parts of Medicare have to offer. People who have Part C can have more insurance benefits available to them, but out-of-pocket costs and coverage is different and may be more expensive.
Part D (Prescription Insurance) Medicare Part D pays for drug and alcohol addiction medications. Including medications associated with treating withdrawal symptoms during detoxification as well as those required for maintenance therapy such as methadone or buprenorphine.